Prepaid electricity in Texas with no deposit or credit check

You pay in advance, just like a cell phone top-up. See your daily usage and add more credit whenever you want. No long-term contract and no surprises at the end of the month.

  • Pay only for what you use
  • Daily balance alerts
  • No long-term contract
  • Same-day connection

Do we serve your area?

Enter your ZIP code and we'll tell you in seconds.

We don't ask for your Social Security number or check your credit history.

Prefer to call? 855-722-7199 Mon–Sat · 8:30 a.m. – 5:30 p.m.

REP #10110 Texas PUCT License · Payless Power
4.7 ★ 17 reviews on Google Business
Since 1995 Providing utility services in Texas
380 Texas cities with coverage
Let's start with the basics

What is prepaid electricity?

It’s electricity you pay for before you use it, not afterward. Instead of receiving a bill at the end of the month with an amount you didn’t control, you add funds to your account and that balance is used as you consume electricity.

No deposit

There are no mandatory deposits. Your first payment goes 100% toward the energy you’ll use.

No credit check

We don’t check your credit history or require a Social Security number. Approval is automatic.

See your usage every day

Each day, you’ll receive a message or email showing how much you used and how much balance you have left.

No long-term contract

You’re not locked into a 12- or 24-month contract. If you move, there’s no cancellation fee.

Step by step

How to sign up for prepaid electricity

The process is simpler than you think.

1

Sign up

Just your name, address, date of birth, and phone number.

2

Confirm

You’ll receive a text message to confirm your application. That’s it.

3

Make your first payment

It goes toward the energy you’ll use. No hidden charges.

4

We connect you

Same day, if you call before 5:00 p.m.

5

Control your usage

Every day, you’ll receive your usage and balance by text or email.

When your balance gets low, we’ll notify you before it runs out. With a single top-up, your service stays active without interruption.

Your balance

How and where to add funds

Add funds whenever you want and choose the amount you want. There are no monthly minimums or billing dates to remember.

Online

From your account using a debit or credit card. The payment is applied instantly.

By phone

Call 855-722-7199 during our business hours.

Authorized payment locations

At cash payment locations throughout Texas.

Comparison

Prepaid or postpaid: which is right for you?

Neither option requires a deposit or a credit check. The difference is when you pay.

Feature Prepaid Postpaid
When you pay Before you use electricity After, with a monthly bill
Deposit No No
Credit check No No
Usage control Daily usage and balance alerts One review per month
Contract No long-term commitment Term-based, depending on the plan
Ideal for Renters, students, tight budgets Stable housing, those who prefer one monthly payment

If you prefer one bill per month and don't want to keep track of your balance, postpaid electricity may be a better fit.

View postpaid electricity
Is it right for you?

Who chooses prepaid electricity

Renters

You move often and don't want to leave a deposit tied up with every move.

Students

You don't have much credit history yet and need to keep your budget under control.

Families on a tight budget

You need to see your spending day by day instead of getting a surprise at the end of the month.

Limited or no credit

You just arrived in Texas or your credit history hasn't worked in your favor so far.

It doesn't matter how much you earn or what your credit report says. Everyone qualifies here.

Coverage

Where you can sign up for prepaid electricity

Texas' deregulated electricity market allows you to choose your provider. We serve 380 cities across the state.

Don't see your city? Call us at 855-722-7199 and we'll tell you in one minute whether your area is covered.

Frequently Asked Questions

Questions about prepaid electricity

Do I need to pay a deposit?

No. When you choose affordable prepaid electricity service in Texas, there are no mandatory deposits. Your first payment is 100% for the energy you will use, not money held as a deposit.

Will you check my credit?

No. To access affordable prepaid electricity service in Texas, we do not check your credit history or require a Social Security number. Approval is automatic.

What happens if I run out of balance?

We notify you in advance before your balance runs out, so you don't lose access to affordable electricity in Texas. Simply add funds online, by phone, or at authorized payment locations, and your service stays active.

How much do I need to add each time?

You can add any amount you want, whenever you want. There is no fixed monthly minimum or billing date: your balance is used as you consume electricity.

Is prepaid electricity more expensive?

Not necessarily. You pay for the electricity you use plus your TDU charges, just as you would with a traditional plan. The difference is that by seeing your daily usage, you can adjust your consumption, and many customers end up paying less.

Can I switch to postpaid later?

Yes. If your situation changes and you prefer a monthly bill, you can switch to postpaid electricity. Give us a call and we'll take care of it.

Sign up today

If you need electricity today, you still have time

Call before 5:00 p.m. and we'll have your service ready the same day.

Or call us at 855-722-7199
Monday through Saturday, 9:00 a.m. to 5:00 p.m.